On Saturday, July 12, 2025, several countries around the world are observing public and bank holidays, impacting the availability of banking services in those regions. In India, banks are closed nationwide as it is the second Saturday of the month, in accordance with Reserve Bank of India (RBI) regulations. This closure affects all public and private sector banks, meaning customers will not have access to in-branch services, though digital banking and ATM services remain operational.

Globally, July 12 is notable for a variety of public holidays that may also influence bank operations in specific countries. For example, Kiribati celebrates its National Day, which is a public holiday, and Mongolia observes the Naadam Holiday, a major national event. In Malaysia, certain states mark the Ruler’s Birthday as a regional public holiday. São Tomé and Príncipe commemorates its Independence Day, while in the United Kingdom, regional observances such as the Battle of the Boyne (Orangemen’s Day) occur in Northern Ireland.

The impact of these holidays on banking varies by country. In places where July 12 is recognized as a public or national holiday, banks and other financial institutions are typically closed, suspending most in-person banking activities. However, in countries not observing a public holiday on this date, banks generally operate as usual, subject to their standard Saturday hours or weekend policies. Customers are advised to check local bank schedules, as regional holidays may not always align with national observances.

While physical branches may be closed in affected regions, digital banking platforms, mobile apps, and ATMs generally continue to function, allowing customers to perform essential transactions. As global banking increasingly moves online, the impact of such holidays is lessened for those utilizing digital services, though planning ahead remains important for those requiring in-person assistance.